Senior Management Team

Kathryn Underwood joined Ledyard National Bank in 2005 as the President and Chief Executive Officer. Prior to joining Ledyard, she spent her entire professional career with the KeyBank organization in Maine. She began her career in lending then spent the next twelve years in wealth management and was responsible for managing the function for the state of Maine. During her last five years at KeyBank, Kathy served as their District President with the responsibility of managing all retail and business banking in the state. KeyBank is a $2.5 billion operation in Maine with 64 branches.

Kathy currently serves as treasurer and executive committee member of the Independent Community Bankers of America and also serves on the board of ICBA Securities. She is a member of the Upper Valley Corporate Council and serves on the American Heart Association Founders Affiliate Board, representing the Northeast region and the New Hampshire AHA Board. She has also served as the chairperson for Upper Valley Go Red For Women. Kathy is a director of the New Hampshire Bankers Association and a corporation member for the Montshire Museum of Science. She is a former board member and past president of the New Hampshire Bankers Association, past advisory board member for the Consumer Financial Protection Community Bank Council in Washington, D.C., and served a six-year term on the board of the Federal Reserve Bank of Boston where she also served as the chairperson of their Audit Committee. She is a past board member of Kendal at Hanover, where she served for nine years, also chairing the Strategic Planning Committee. Kathy has an economics degree from the University of Southern Maine and is a Certified Financial Planner® (CFP).

Greg Steverson has over 20 years of experience in financial service businesses. Greg is a Certified Public Accountant and has worked in public accounting and banking his entire career. While working in public accounting, he performed audits and consulted for businesses in banking, venture capital, broker dealer, mutual fund and mortgage banking. He began his career at Coopers & Lybrand, an international accounting firm.

Greg’s professional affiliations include membership in the American Institute of Certified Public Accountants, as well as serving on the Financial Managers Society Financial Institutions Accounting Committee. Greg holds a Bachelor of Science degree from California State University at Long Beach.

Michael Hakoun is the Executive Vice President & Managing Director of Ledyard Financial Advisors, with nearly two decades of experience in the investment management and banking industry. Michael’s extensive wealth management and retail banking experience perfectly complements Ledyard’s strategic goals and passion for developing long-term client relationships.

Prior to joining Ledyard, Michael led a five-state team located in New Hampshire, Vermont, Maine, Massachusetts and Rhode Island supporting 230 branches for TD Bank. The comprehensive team included Wealth Strategists, Investment Advisors, Trust Advisors, Wealth Lending Specialists, Private Client Relationship Managers and Client Services. Prior to leading that team, Michael worked in Canada where he led a Call Center for TD Ameritrade in London, Ontario.  He also worked in Toronto, Ontario, leading the Customer & Employee Experience Strategy groups across the North American Call Centers, which included Wealth Direct Investing & the Wealth Advice Center. Additionally, Michael has Retail Banking experience with TD, as a prior Retail Regional Manager in the Greater Concord - Lakes area of NH. Prior to joining TD, he worked with Citibank & Guardian Life Insurance.

Michael graduated from McMaster University’s DeGroote School of Business in Ontario, Canada with a Master of Business Administration. Michael has a Bachelor of Science degree in Business Economics from the State University of New York at Oneonta and also holds FINRA Series 7, 63, 65, 24 licenses. He serves on the board of Mt. Zion Christian Schools, coaches recreational softball teams for his daughters, and teaches students at his local church.

Susan Fernald joined Ledyard National Bank in August of 2018 as the Senior Vice President Bank Operations. Susan led the bank through the system conversion in 2019. Her current responsibilities are the operations aspects of the bank and maintaining the core system, internet banking systems and the card portfolio.

Prior to joining our team, Susan spent 2 years with Bar Harbor Bank and Trust which was a result of the merger with Lake Sunapee Bank which she spent most of her career of 31 years. She began as a customer service representative, she grew within the company and was the Vice President Operations Manager for the last 7 years, she was pivotal in the 7 acquisitions and completed 2 system conversions while with Lake Sunapee Bank . Susan is a graduate of New England School of Financial Studies, Northern New England School of Banking and she is a Certified IRA Service Professional with the American Bankers Association. She has been a member and chair of the Vermont Bankers Association Operations Committee.

She currently resides in Sunapee, NH with her husband and is a proud grandmother of 7 beautiful grandchildren.

Barbara has more than 20 years of experience in creating, implementing and managing comprehensive human resources and organizational systems. Prior to joining Ledyard, she was the Human Resources Director at Downs Rachlin Martin, PLLC in Burlington, Vermont, where she was employed for over 10 years.

Barbara graduated Magna Cum Laude with a B.A. in Psychology from Trinity College in Burlington, Vermont. She earned the Senior Professional in Human Resources certification in 1998 from the Society for Human Resource Management.

Barbara has been a program co-chair and Vermont Human Resources Association board member since 2008.

Michael Parisi is a member of the Senior Management Team as Senior Vice President and Retail Banking Officer. Michael comes to Ledyard from Citizens Bank, where he was employed for the past 10 years. At Citizens Bank, he first held the position as a Branch Manager then promoted to Regional Manager, and most recently holding the position as Market Administration Manager. At Ledyard, Michael is responsible for the overall management of Branch Banking, including providing superior client service, hiring, training and staff development. Michael has a BS in Accounting from University of Massachusetts and an MBA from Fitchburg State University. He currently lives in Amherst, New Hampshire and will be relocating with his family to the Upper Valley.

William E. Kidder, Jr. joined Ledyard National Bank in March 2015 as Senior Vice President and Senior Commercial Lender, responsible for Ledyard’s commercial banking, and was promoted to Senior Lending Officer joining Ledyard's Senior Management Team in June of 2016.

Prior to joining our team Bill spent six years at Merchants Bank as a Regional Manager and Vice President in the corporate banking department working out of Wilder, VT. In addition, Bill worked for three years at Citizens Bank, N.A. as a Vice President in commercial banking. He also worked in commercial banking for eighteen years at TD Bank, N.A., including its predecessors Banknorth and First Vermont Bank, most recently as a Vice President and commercial lender.

Bill graduated from the University of Vermont with a Bachelor of Arts in Economics and Political Science.

Michael Urnezis joined Ledyard in August of 2017 relocating from Rockford, Illinois and bringing with him over two decades of financial services experience.

Prior to joining Ledyard, Mike co-founded Vision Mortgage & Insurance Group in 1999 with offices in the Midwest and Pacific Northwest which he managed until 2012 when Northwest Bank acquired the Group. Northwest Bank retained Mike as Vice President of Mortgage Banking and Business Development. Mike moved to Alpine Bank and Trust Company in 2014 as Vice President, Regional Mortgage Lending. At Alpine he developed and implemented a new wholesale mortgage banking channel designed for community banks in the Midwest.

Mike received his Bachelor of Science degree in Finance from Illinois State University and has served on several nonprofit boards including the Rock River Chapter of the American Red Cross and The Parks Kiwanis. Currently, Mike is a member of the Hanover Rotary, the NH & VT Mortgage Banking Committees, and is enrolled in the 2019 class of Leadership Upper Valley through Vital Communities.

Jeff Marks began his career in Financial Services with American Express Co. in 1997, where he focused on customer acquisition and loyalty marketing. He was responsible for launching several of their premier internet-based programs that received praise in multiple publications, including The Wall Street Journal. Prior to American Express, Jeff worked in Retail as a Buyer for Saks Fifth Avenue.

Jeff’s areas of expertise include digital marketing, direct mail marketing, internet campaign promotion, sponsorship & event marketing, and client experience program development.

Jeff is a graduate of Cornell University where he earned a BA in Economics. He received his MBA from the J.L. Kellogg Graduate School of Management at Northwestern University, with an emphasis on marketing and management & strategy.

Michael Urnezis joined Ledyard in August of 2017 relocating from Rockford, Illinois and bringing with him over two decades of financial services experience.

Prior to joining Ledyard, Mike co-founded Vision Mortgage & Insurance Group in 1999 with offices in the Midwest and Pacific Northwest which he managed until 2012 when Northwest Bank acquired the Group. Northwest Bank retained Mike as Vice President of Mortgage Banking and Business Development. Mike moved to Alpine Bank and Trust Company in 2014 as Vice President, Regional Mortgage Lending. At Alpine he developed and implemented a new wholesale mortgage banking channel designed for community banks in the Midwest.

Mike received his Bachelor of Science degree in Finance from Illinois State University and has served on several nonprofit boards including the Rock River Chapter of the American Red Cross and The Parks Kiwanis. Currently, Mike is a member of the Hanover Rotary, the NH & VT Mortgage Banking Committees, and is enrolled in the 2019 class of Leadership Upper Valley through Vital Communities.

Darcy Rogers was one of the first employees of Ledyard National Bank, joining the organization in February 1991 to set up and administer data processing and operations. As Senior Vice President and Chief Operations Officer, Darcy has guided the evolution and development of Ledyard's technical capabilities over these past 18 years.

With 31 years in bank data processing and operations, Darcy began his banking career with the former Dartmouth Savings Bank in Hanover, leaving there after an acquisition by another bank to become a systems installation and support analyst for BKW, a computer company founded locally in the early 1980s.

Just prior to joining Ledyard, Darcy spent nearly six years as Director of Decision Support Systems for United Vermont Bancorp in Rutland, Vermont, the parent of the former First Twinstate Bank in White River Junction, Vermont.

Cynthia Stuart joined Ledyard National Bank in 2014 with over 18 years of banking experience. She is responsible for managing Ledyard’s seven banking offices and building stronger relationships with the bank’s clients. Prior to joining Ledyard, Cynthia was the Senior Vice President of Retail Banking and Deposit Operations at Connecticut River Bank in Littleton, New Hampshire.

Cynthia earned her B.S. at Trinity College in Burlington, Vermont and her M.B.A. from Plymouth University in Plymouth, New Hampshire. She also attended the Graduate School of Banking at Louisiana State University and ABA Bank Marketing School at the University of Colorado.

In addition to serving bank clients, Cynthia enjoys volunteering with the Granite State Quality Council, Center for Financial Training and Education Alliance, and the Concord Vermont Planning and Zoning Board.